Down Payment Match Incentive Program


The City of Hutchinson offers a Down Payment Match Incentive Program to promote homeownership. The Down Payment Match Incentive Program provides current Reno County residents who do not own property with down payment assistance to purchase a home in the Hutchinson Healthy Neighborhoods feature neighborhoods located south of 17th Avenue.  The match consists of either 40% of all earnest money and cash provided by the buyer at closing or $2,500, whichever is less.  

To apply for these matching funds, qualified applicants must:

-Be a current Reno County resident who does not own property;

-Purchase a property located in one of these outstanding neighborhoods – SW Bricktown, College Grove, Houston Whiteside, or Creekside Neighborhood;

-Complete an online homebuyer education course and follow up counseling appointment through Interfaith Housing & Community Services;

-Reside in the purchased home for 5 years;

-Provide sufficient proof that funds are saved for the remainder of the down payment and closing.

Homebuyer Education

Applicants are required to complete the online eHomeAmerica Homebuyer Education Course and one homeownership counseling session.

eHomeAmerica is a nationally recognized and HUD-approved online housing education program. The Homebuyer Education Course covers steps to homeownership such as how to decide the right time to buy, how to shop for a home, and how to obtain a mortgage loan. There is a one-time registration fee of $99 for this course, which will be the responsibility of the applicant to pay.

Available in-person or by phone, the homeownership counseling is provided by a NeighborWorks America® certified homeownership counselor through Interfaith Housing & Community Services

in accordance with the National Industry Standards for Homeownership Education and Counseling. 

Credit counseling is also available for those in need of building or repairing credit. This specialized counseling is offered at no additional charge and includes credit report review, credit score evaluation, and debt management tools, along with strategic action steps for reaching financial goals.

How to Apply

To apply for this program, contact us at:

Eric Scott – 620-860-4480

PRMI Radley Brooks
302 E. 30th Avenue
Hutchinson, KS 67502

Questions? Contact Planning and Development at 620-694-2638


No Cost Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Free Newsletter Signup

Need More information

Call Us: (620) 860-4480

Email Us:

Privacy Policy
Terms of Use
Consumer Voice