USDA Loans: Now Available to Millions

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down home loan.

Do I Qualify for a USDA Loan?

In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.

  • Zero money down and 100% financing is available
  • USDA loans come directly from the federal government or from government approved and backed lenders
  • You can have lower monthly payments with terms up to 30 years
  • Bad credit can qualify
  • Low income families can qualify

 USDA Loans are for:

  • New Home
  • Pre-existing home
  • Small communities less than 20,000 population
  • Small Hobby Farms

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
 
 
 

No Cost Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Free Newsletter Signup

Need More information

Call Us: (620) 860-4480

Email Us: rbrooks@primeres.com

 
Privacy Policy
 
Terms of Use
 
Consumer Voice